Most organizations focus on creating a portal before even thinking about security. Providing access to consumers is provided by using a simple username and password. However, over time the functionality of the portal has been enriched with personal data and transactions demanding strong security. At the same time security threats in the market are increasing. The lock on the door is becoming rusty and unreliable. Consumers find it difficult to enter and hackers find it very easy to break in pretending to be someone else. This is the moment organizations need to realize it is time for Consumer Identity Management (CIM).
In the past, the industry of Identity Management was focused on managing the identities of employees. Nowadays, Identity & Access Management
involves consumers too. As many organizations are discovering IAM for consumers, they find out that this new space is providing them with strategic opportunities. Onegini has proven this by implementing Consumer Identity Management (CIM) for large global insurance companies with astonishing results such as:
The big difference between IAM for employees and consumers is the number of users. Your company may have thousands of employees and millions of consumers. Consumers want to decide on their own how they do business with you. Some key characteristics:
As your company’s online strategy grows, so does the functionality around Consumer Identity Management. In fact, you find yourself building a foundation that requires decades of human labor. The good news is that it doesn’t need to be like this. Onegini delivers a complete solution for securing web and mobile for consumers out of the box.
CIM stands for Consumer Identity Management. Simply put, this component takes care of all security regarding consumer identities for websites. Whenever a security related feature is required for the portal, CIM will take care of it To give you an impression, some of the main features are:
In time your customer will build towards a higher level of trust (identification). With digital identities you want to reduce the risk of identity theft. For this means that the level of trust is not only defined by the initial identification, but also with what we call continuous multi factor authentication. Multi factor is a way to make sure you are who you say you are by checking different factors. Based on your behavior, CIM could ask for extra authentication (making it continuous authentication).
CIM and MSP extend your current infrastructure landscape. With one click deployment through Docker technology you can deploy the complete stack.
By pressing a button you can scale up and multiply components. The good thing is you can install the components in your landscape and start building portals and mobile applications using the Onegini components. Users can easily migrate from “old identity stores” towards CIM allowing your company to have one Consumer Identity Store. The API’s and SDK’s allow developers to create business functionality for web and mobile without having to worry about security, as the Onegini infrastructure takes care of this.
For example, a portal can trigger CIM by requiring a second factor authentication. CIM and MSP will take complete care of this.
Another example, the app wants to get consumer data from the backend, MSP will:
1. Ensure the user has the rights (token) to do so.
2. Transport the data from the backend in a secure way, using the out of the box feature: Payload encryption.
3. Will provide it to the app.